Bonin & Associates

Medicare Supplement Plans are standardized healthcare plans, also known as “Medigap” that pay after Medicare approves and pays its share of medical costs. When you turn 65, you have a 6 month window to enroll regardless of health status. We can help see which plan is best for you!

Medicare Part D is simply insurance for your prescription drug needs. You pay a monthly premium to a private insurance carrier for your Part D plan. In return, you use the insurance companies network of pharmacies to purchase your medications. Instead of paying full price, you will pay a copay or percentage of the drug’s cost. The insurance company will pay the rest! These are separate policies from Medicare Supplements.

Medicare Advantage Plans or Part C are healthcare plans that are provided by private insurers and can provide Medicare beneficiaries with more coverage choices. Medicare Advantage plans DO include all the coverage that Medicare Part A and Part B provide as well as additional benefits. Ancillary coverages MAY include prescription drug, dental, vision, hearing, fitness and gym memberships, health and wellness programs, and sometimes nursing telephone consultations.